The Federal Housing Administration (FHA) Footnote 1 and the U.S. Department of Veterans Affairs (VA) Footnote 2 offer government mortgage loans that have features (such as low down payment options and flexible credit and income guidelines) that may make them easier for first-time homebuyers to obtain.
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· ”The post-endorsement placement of these assessments on an FHA-insured mortgage creates a lack of transparency making it difficult for the agency to understand the true nature of.
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