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If you’re taking out a home loan, chances are you’ve heard of the term "mortgage protection insurance". Canstar explains what it is and whether you need it.

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Mortgage protection insurance provides the financial stability your family will need to continue paying the mortgage to keep their home. Mortgage protection insurance typically covers the family for a set number of payments that generally matches the lifetime of the mortgage. Some policies even allow the family to use the death benefit as they.

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